How Reva works
A budget looks backward: it tells you what you spent and how you should feel about it. Reva is being built to look forward — to tell you what you'll earn, what's yours to spend, and what's safe to spend today, before any of it happens.
The Friday Forecast
The core of Reva is a sentence like this: you'll have $240–$310 on Friday. Not a single number — a band. Any app that names your future to the dollar is guessing and hiding it. Reva will show the range it actually believes, because a forecast you can't trust isn't worth reading.
The band comes with an honesty contract. Your first forecast is a rough draft, and it will say so on the label. Precision isn't promised up front — it's earned, paycheck by paycheck.
Stage 1
Provisional
Your first forecast, clearly labeled as a rough draft. It's built from what you've told Reva so far, and the band is wide on purpose.
Stage 2
Calibrating
Reva will compare each forecast against what actually happened. Every paycheck and every purchase narrows the band a little.
Stage 3
Calibrated
The band has earned its width. It's still a range — it always will be — but now it's one you can plan around.
Two numbers, kept separate
Most apps blend earning and spending into one balance and forecast that. The trouble is that errors compound: misjudge a paycheck and the mistake leaks into your spending picture, and you can't tell which side went wrong. Reva will forecast the two as separate numbers, so a miss in one stays in one.
What you'll earn
Income on its own: the shifts, the tips, the invoices, the salary. Forecast from your actual pay pattern, not a calendar assumption.
What's yours to spend
What's left after the obligations you've already committed to. Forecast separately, from your actual spending pattern.
Safe to spend today
Forecasts are for planning. For the checkout line, Reva will give you one daily number: what you can spend today without hurting future-you. It already accounts for the rent that hasn't hit yet, the subscription that renews Thursday, and the gap before your next paycheck — so you don't have to hold that math in your head at the register.
A score for trajectory, not wealth
Reva will include a score that reflects your habits — how your forecasting, planning, and follow-through are trending. It is not a credit score, and it never measures how much money you have. Two people with identical habits score the same, whether one has $50 in the bank and the other has $50,000.
Start without a bank link
You won't need to connect a bank account to use Reva. Manual entry is first-class, not a fallback: log your income yourself — salary, hourly, tips, gig payouts, cash — and the forecast works with what you give it. Plenty of real income never touches a bank feed, and Reva is built to respect that.
Bank linking will come later, as an optional upgrade for people who want less typing. It will never be required, and saying no won't cost you any part of the core experience.
See your first forecast
Invites go out in small batches while we get the forecast right.